Estate and Retirement Planning

The firm provides a complete estate and gift tax service. We become involved from the basic estate planning, to aiding in setting up simple and complex trusts, as well as the actual preparation of estate, gift and fiduciary tax returns. This could include the valuation of closely held businesses.

Retirement planning and your needs are an important component of your Estate Planning. We give advice on the various methods of saving for your retirement such as IRAs, Roth IRAs, SEP plans, 401Ks, pension and profit-sharing plans etc. Choices of beneficiaries and timing of distributions is key to your Estate Planning as well as your future and the future of your family. Just as important as the savings of taxes related to the deferral of compensation is the method (such as self directed) and investments that these funds are placed at.

The importance of getting to know you, your family, your goals and ambitions is crucial to any of this planning. We work with attorneys, insurance consultants and trust officers to form the complete estate and retirement planning team.

“Anyone may arrange his affairs so that his taxes shall be as low as possible; he is not bound to choose that pattern which best pays the treasury. There is not even a patriotic duty to increase one’s taxes. Over and over again the Courts have said that there is nothing sinister in so arranging affairs as to keep taxes as low as possible. Everyone does it, rich and poor alike and all do right, for nobody owes any public duty to pay more than the law demands.”

Judge Learned Hand